Schaefer Wealth Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Schaefer Wealth Management provides discretionary investment management and financial planning to individuals, high‑net‑worth clients, and business owners. The firm offers two planning approaches—a Second Opinion Review and a comprehensive Wealth Management option that combines ongoing portfolio management with holistic planning.
Portfolios are customized to each client’s goals and risk tolerance and may include mutual funds, ETFs, individual equities and fixed income, and limited option strategies; the firm typically exercises discretionary trading authority, rebalances accounts, and may hire third‑party sub‑advisors while continuing to monitor and oversee their performance. Client relationships include periodic reviews at least annually and ad hoc reviews when circumstances change.
Noteworthy differences from many peers include that certain advisory personnel are licensed insurance agents and may receive commission‑based compensation for insurance product sales, and the firm discloses fee‑sharing arrangements with sub‑advisors and participation in custodian institutional programs that provide educational events and other nonmonetary benefits. The firm’s regulatory history is disclosed in its brochure: a 2010 FINRA acceptance of a suspension and fine relating to undisclosed annuity activity by a managing member, and a 2018 Missouri consent order that censured the firm and imposed a $25,000 fine for transacting in the state while unregistered.
Client services
Expertise
Occupation focus
Fee options
One-time financial planning fee of $750 for Wealth Management service
$0 - $500,000: 1.40% annually $500,001 - $1,500,000: 1.25% annually $1,500,001 - $3,000,000: 1.00% annually $3,000,001+: Negotiable
Advisory professionals may receive commission-based compensation for insurance product sales
Financial planning Second Opinion Review charged at $150/hour
Minimum fee: Minimum fee of $1,200 for Second Opinion Review financial planning service Fee-only: Financial planning fees: $150/hour for Second Opinion Review with $1,200 minimum; $750 one-time planning fee for Wealth Management planning
Main office
200 S. Market Street
Waterloo IL 62298
Advisors at this office
1
Most active in
Illinois · Missouri · Texas
Also doing business as
Schaefer Wealth Management, Inc. · Schaefer Wealth Managment
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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