Schaeffer Financial & Tax, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Schaeffer Financial & Tax, LLC provides discretionary investment management and limited-scope consulting primarily to individuals and families, and also serves non-profit organizations, business entities, estates, and trusts. In addition to portfolio services, the firm offers accounting and income tax return preparation as part of its business.
The firm implements strategic asset allocation across mainly low-cost exchange-traded funds and mutual funds, applying both fundamental and technical analysis and rebalancing accounts occasionally to maintain targets. It delivers advisory services through the Altruist custodial platform, uses model portfolios and tax-management tools available there, and schedules at least an annual review while encouraging clients to report material life changes as they occur.
Distinctive aspects of the firm include its integration of accounting and tax-preparation services with investment advice: the owner is an accountant who has prepared tax returns since 2006 and allocates roughly 5 hours per week year-round and about 20 hours per week during tax season to tax work, and the brochure discloses potential conflicts and client choice regarding using those services. The firm also documents operational specifics that are less common among peers — such as participation in Altruist’s model marketplace and the explanation of securities lending and related tax consequences for clients, limited custody arrangements for fee deduction, and management of about $6.22 million for a modest client base.
Client services
Expertise
Fee options
Flat fee per consultation; prepayment up to $1,200 or half of estimated fee, balance due at delivery
$0 - $250,000: 1.75% $250,001 - $1,000,000: 1.50% $1,000,001+: 1.25%
$100/hour
Main office
Easton PA, United States
Most active in
Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)