S
Scharl Advisory Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
39
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
39
HighAverage account size
$0
About
Scharl Advisory Services, Inc. provides personalized, fee-only financial planning and investment management to individuals and small businesses, addressing retirement planning, tax and cash‑flow analysis, education funding, and estate planning. The firm does not sell commissioned products or accept commission-based compensation, and the brochure notes that new clients were not being accepted as of the most recent update.
The firm typically implements a strategic, core‑and‑satellite asset allocation using no‑load or low‑load mutual funds, ETFs and cash, with limited use of equities, bonds and alternative strategy funds when appropriate. Advising is non‑discretionary: clients review and approve recommended trades, which are then executed under a limited power of attorney rather than by discretionary authority.
Distinctive features include a fee model that does not rely on a percentage‑of‑assets‑under‑management; instead the firm charges fixed and hourly fees billed in arrears and does not deduct fees from client custodial accounts. As a long‑standing solo practice, the firm reported roughly $70 million in assets under advisement for a relatively small client base and maintains independent custodian relationships (and modest software/ research credits tied to those custodians).
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
General estate planning guidance
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Flat fee of $300 combined for first and second appointments within financial planning services
Hourly fee of $200 for planning work with different hourly rates for implementation ($150/hour) and subsequent reviews ($200/hour); minimum charge $275 for consultations
Minimum fee: Minimum $750 for financial planning work Fee-only: Financial planning fees at $300 for initial meetings plus hourly rates of $200 and $150 depending on stage; hourly planning engagements at $200/hour with $275 minimum
Main office location
Scharl Advisory Services, Inc.
Hillsborough NC, United States
Number of offices
1
Most active in
Scharl Advisory Services, Inc. has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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