Schmerge Executive Planning Services, Inc.

Schmerge Executive Planning Services provides wealth management and financial planning to individuals, families, trusts, corporations and company retirement plans. The firm offers fee-based investment supervisory services and financial planning engagements, and also delivers participant-directed retirement plan services including fund selection, fund monitoring and participant education.

The adviser implements model-driven strategies sourced from third‑party research firms — including trend following, mean reversion, long/short arbitrage and relative strength — typically executed through tradable mutual funds, ETFs and, when appropriate, individual securities. Portfolios are managed on a discretionary basis with an emphasis on downside control using historical maximum drawdown bands (growth, moderate, conservative), and clients receive quarterly reporting on holdings and performance.

Notably, the firm’s principal is dually registered with a broker‑dealer and is licensed to sell insurance, so commission‑based sales of mutual funds, annuities and insurance products occur alongside advisory fees and are disclosed as potential conflicts of interest. The combination of pension consulting and participant‑level retirement plan services, use of third‑party quantitative trading models, and occasional recommendations of non‑traditional products (leveraged/inverse/buffer ETFs and derivatives) distinguishes the firm from many independent peers.