Schulz Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary asset management and financial planning and consulting to individuals, trusts, estates, charitable organizations and business entities, managing roughly $115 million in client assets. It offers ongoing portfolio management alongside fixed-fee financial planning engagements and maintains a stated account minimum of $250,000.
Investment advice is guided by Modern Portfolio Theory and is implemented through discretionary asset allocation decisions, periodic rebalancing, and quarterly account reviews that consider tax-loss harvesting and suitability for each client. Clients complete a documented profile of objectives and risk tolerance and may impose written restrictions on their accounts; custodians are selected to facilitate execution and fees are typically deducted from client accounts with prior consent.
A notable characteristic is that the firm’s principal is also a licensed insurance agent and some advisory representatives receive external compensation for insurance product sales, a disclosed conflict the firm says it mitigates through procedures and fiduciary duties and by allowing clients to obtain insurance elsewhere. The firm also does not vote proxies on client securities (clients receive and vote their own proxies) and is deemed to have limited custody only because advisory fees are directly deducted, practices that differ from many peers.
Client services
Expertise
Fee options
Fixed fee financial planning up to $25,000 maximum
$250,000 - $499,999: 1.25% annually $500,000 - $999,999: 1.00% annually $1,000,000 - $2,999,999: 0.85% annually $3,000,000+: 0.75% annually
Account minimum: $250,000
Main office
6849 N Oracle Rd, Ste 175
Tucson AZ 85704
Advisors at this office
3
Most active in
Arizona · California · Nebraska · Texas
Also doing business as
Five Speed Financial Planning LLC · Milestones Insurance · Navigant Wealth Advisors · Schulz Financial Group · Wayfinder Lifestyle Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Nicholas T
Series 66
Tucson, AZ
Schulz Financial Group
Nicholas Trujillo is a financial advisor at Schulz Financial Group in Tucson, AZ, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Commonwealth Financial Network, LPL Financial LLC, and U.S. Bank. He is also involved in fixed insurance sales as a secondary business activity. Schulz Financial Group provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities, managing approximately $115 million in client assets. The firm’s investment approach is guided by Modern Portfolio Theory and includes portfolio management, periodic rebalancing, and tax-loss harvesting tailored to client objectives and risk tolerances.
Andrea A
Series 66
Tucson, AZ
Schulz Financial Group
Andrea Atencio is a financial advisor at Schulz Financial Group in Tucson, AZ, holding a Series 66 designation with 10 years of industry experience. She previously worked at Northern Trust Securities, Inc. for nearly a decade before joining her current firm in 2026. Schulz Financial Group provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities, managing approximately $115 million in client assets. The firm follows a Modern Portfolio Theory-based approach with ongoing portfolio management, periodic rebalancing, and quarterly reviews tailored to client objectives and risk tolerance.
Mary S
Series 63, Series 65
Tucson, AZ
Schulz Financial Group
Mary Schulz is a financial advisor at Schulz Financial Group in Tucson, AZ, holding Series 63 and Series 65 licenses with 12 years of industry experience. She previously worked at LPL Financial and Commonwealth Financial Network. Outside of advisory work, she is involved in fixed insurance sales and owns a private entity related to securities and insurance business. Schulz Financial Group provides discretionary asset management and financial planning services to individuals, trusts, estates, charitable organizations, and businesses, managing approximately $115 million in client assets. The firm follows an investment approach based on Modern Portfolio Theory, with discretionary asset allocation, periodic rebalancing, and tax-loss harvesting integrated into regular account reviews.
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