Schumpert Investments, LLC

Schumpert Investments provides comprehensive financial planning and discretionary investment management to individuals (including high-net-worth clients), as well as corporations and other businesses. The firm also offers insurance products through its licensed insurance representative—such as life, disability, long-term care, group life, and fixed annuities—and discloses that insurance sales generate separate commissions.

The firm employs a fundamental-analysis approach and typically constructs diversified portfolios using equities, mutual funds, exchange-traded funds, and fixed-income securities, implementing strategies primarily on a discretionary basis while accommodating non-discretionary arrangements when requested. Financial planning is integrated into its investment management services at no separate fee, and custody is generally held at Charles Schwab with advisory fees ordinarily deducted from client accounts.

Noteworthy differences from many peers include the combination of complimentary planning with no stated asset minimum but a $100 monthly minimum fee, which can produce higher effective fees for smaller accounts. The advisor’s significant time spent selling insurance (up to about 30% of the workweek) and the firm’s disclosures about employee personal trading and monitoring are additional operational features that distinguish its model from typical independent advisory practices.