Lone Tree, CO Schwab Way Lane Office

Melissa Rupe is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and 17 years of industry experience. Her career includes roles at Charles Schwab & Co., Inc., USAA Financial Advisors Inc., and T. Rowe Price Advisory Services, Inc. She has been with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on standard asset-allocation models and internal research tools, with at-least-annual reviews tailored to each client’s goals and risk tolerance.

Spencer Kozmata is a CFP® professional with six years of industry experience, currently advising at Schwab Wealth Advisory. His career includes roles at Charles Schwab and Raymond James Financial Services, along with experience at Chatham Financial and the University of Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s guidance is based on proprietary asset-allocation models and research tools, offering personalized recommendations without exercising discretionary trading authority.

Mark Wilson is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. He holds Series 63 and Series 66 credentials and has 23 years of industry experience. He has been with Schwab Wealth Advisory Inc and Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection, guided by Schwab’s proprietary research and models, with trades executed only upon client authorization.

Kyle Ferrare is a CFP® professional with 13 years of experience in financial advising. He currently works at Schwab Wealth Advisory, Inc. and previously spent 15 years with Simon Quick Advisors, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select clients referred by Charles Schwab & Co. The firm’s advice is based on standardized asset-allocation models and internal research tools, with an emphasis on client-authorized trades and annual reviews tailored to individual goals and risk tolerance.

John Hoffman is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, where he has worked since 2017. He has 10 years of industry experience, including a tenure at Charles Schwab dating back to 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-tailored recommendations and at-least-annual reviews.

Jeremy Weldon is a financial advisor with Schwab Wealth Advisory Inc. in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has 26 years of experience in the industry, including continuous service at Charles Schwab & Co., Inc. since 2000. He has been with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm bases its guidance on proprietary asset-allocation models and Schwab’s internal research, providing tailored recommendations reviewed at least annually.

Braydan Hiebert is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2024. Outside of his advisory role, he serves as an assistant coach for the Metropolitan State University of Denver Lacrosse Club. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations on mutual funds, ETFs, SMAs, and alternative investments without exercising discretionary trading authority.

Mason Hebert is a CFP® with 14 years of industry experience, currently serving at Schwab Wealth Advisory. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously spent nine years at USAA in various investment and financial planning roles. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in its Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

John Gooch is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab-affiliated firms since 2013. Outside of his advisory work, he teaches Brazilian Jiu Jitsu fundamentals classes. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Cindy Luckritz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Eric Saunders is a Certified Financial Planner (CFP®) with 20 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2015 and previously held roles at J.P. Morgan Securities, Chase Investment Services Corp., and Wells Fargo Investments. Schwab Wealth Advisory, Inc. provides fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm focuses on non-discretionary guidance based on Charles Schwab & Co.’s asset-allocation models and internal research, with investments executed only upon client authorization.

Richard Davidian is a CFP® professional with five years of experience in financial advisory roles. He is currently with Schwab Wealth Advisory, having previously worked at Charles Schwab, TD Ameritrade, MetLife, and Techtronic Industries. His background also includes a brief position outside finance at Jim's Firearms. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance uses standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Gayle Conrad is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. She holds Series 63 and Series 66 licenses and has 11 years of industry experience. She has been with Schwab Wealth Advisory since 2016 and affiliated with Charles Schwab since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with client recommendations tailored to individual goals and risk tolerance.

Hieu Tran is a financial advisor at Schwab Wealth Advisory Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 1999. Tran is based in Lone Tree, Colorado. Schwab Wealth Advisory serves clients enrolled in its program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach leverages Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to clients’ goals and risk tolerance without exercising discretionary trading authority.

Madison O Rourke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 license and has worked at multiple Charles Schwab entities since 2020. Outside of finance, she has experience managing membership services and game day operations for a sports-related organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, utilizing proprietary asset-allocation models and internal research tools. The firm focuses on client-tailored recommendations without exercising discretionary trading authority.