San Diego, CA El Camino Real Office

Derek Anthony is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Charles Schwab and its affiliated entities since 2003. Outside of his advisory role, he owns and manages the rental of a personal property in San Diego. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its Schwab Wealth Advisory program, utilizing Charles Schwab’s internal research tools and asset-allocation models to tailor recommendations based on individual goals and risk tolerance.

Kayla Loren is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has worked at Charles Schwab and its affiliates since 2021. Loren’s background includes roles in both the financial services sector and the hospitality industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, focusing on asset allocation and investment selection approved by clients. The firm uses Charles Schwab’s proprietary models and research tools to deliver tailored recommendations aligned with clients’ goals and risk tolerance.

Shannon Foster is a CFP® certificant with seven years of industry experience, currently working at Schwab Wealth Advisory, Inc. since 2019. Prior to joining Schwab, she worked at The Vanguard Group and has experience with Charles Schwab and Zoe Boutique. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset-allocation models and internal research tools to deliver tailored investment recommendations without exercising discretionary trading authority.

William Gloer is a CFP® professional with 38 years of industry experience, currently serving at Schwab Wealth Advisory since 2023. His prior roles include 18 years at Charles Schwab Bank and over two decades at Charles Schwab & Co., Inc. Outside of his advisory work, he is involved in rental services as a landlord. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations and requiring client authorization for trades.

Jeffrey Nelson is a CFP® professional with 14 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2022. His prior experience includes roles at Charles Schwab & Co., Charles Schwab Bank, TIAA-CREF, Key Bank, and Wells Fargo Clearing. He is also an instructor for the Personal Financial Planning certificate program at the University of California, Irvine, which is CFP Board certified. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor investment recommendations based on client goals and risk tolerance.

Laura Myers is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Charles Schwab, TD Ameritrade, and Driven Brands, Inc. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab–referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on the firm’s asset-allocation models and internal research tools. The firm’s services focus on client authorization for trades and typically involve recommendations of separately managed accounts handled by third-party or affiliated money managers.

Scott Balderas is a CFA® charterholder and holds a Series 66 license with 18 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2022, and has prior experience at Charles Schwab & Co., Charles Schwab Bank SSB, Strategic Advisers, Inc., Fidelity Investments, and Wells Fargo Investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance centers on asset allocation and investment selection, utilizing Charles Schwab’s asset-allocation models and research tools, with client authorization required for trades.

Nathan Hartman is a CFP® professional with 22 years of experience in the financial services industry. He currently serves as an advisor at Schwab Wealth Advisory and has previously worked at Fidelity Investments, LPL Financial, and The Vanguard Group. Outside of his advisory work, he co-owns an LLC with his spouse focused on golf-related business ideas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Franklin Portillo is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Nathanael Posada is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2021. His prior experience includes roles at Charles Schwab & Co., Inc., Grand Canyon Education, and Paradise Valley Country Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and research, offering tailored recommendations without exercising discretionary trading authority.

Katherine Evans is a Series 66-licensed financial advisor at Schwab Wealth Advisory with one year of industry experience. She has prior experience with Dunham & Associates Investment Counsel, Barton Associates, and Charles Schwab & Co., Inc. Outside of her advisory roles, she has engaged with organizations including The Salvation Army Kroc Center in San Diego and Sun Devil Athletics. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals, utilizing Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Benjamin Lucas is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and Janney Montgomery Scott. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, with investment selections executed only after client authorization.

Augustin Wehn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020 and joined Schwab Wealth Advisory in 2026. Prior to his financial career, his background includes roles with the Arizona Diamondbacks and involvement in technology and creative projects such as the NASA Psyche Mobile Application. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm bases its guidance on proprietary asset allocation models and offers personalized recommendations without exercising discretionary trading authority.

Emmanuel Llanda is a CFP®-certified financial advisor at Schwab Wealth Advisory with two years of industry experience. He previously worked at Scharf Investments and Hall Capital Partners. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Alberto Gallegos is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. He holds a Series 66 designation and has been with various Charles Schwab entities since 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.