San Francisco, CA Market Street Office

Felix Cheng is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Schwab and its related entities since 1997, including 14 years specifically at Schwab Wealth Advisory. Outside of his advisory role, Cheng is involved in managing inherited commercial real estate holdings through a family company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research, with trades executed only upon client authorization.

Scott Chen is a CFA® charterholder and holds a Series 66 license. He is currently with Schwab Wealth Advisory and has been in the financial services industry since 2023, with prior experience at PricewaterhouseCoopers LLP and Empirical Wealth Management. Based in San Francisco, CA, his background also includes roles outside wealth management. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset allocation models and research tools, with trades executed only upon client authorization.

Matthew Hoskins is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 66 registrations and has 19 years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he spent 16 years with Charles Schwab Bank and has been associated with Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Thomas Dolby is a CFP® professional with 15 years of industry experience, currently with Schwab Wealth Advisory, Inc. He has worked previously at City National Bank, Bank of America, Merrill, and several other financial firms. Dolby holds Series 63 and Series 65 licenses and is based in San Francisco, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with trade execution requiring client authorization.

Ridhima Chadha is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at JPMorgan Chase, J.P. Morgan Securities, HSBC Securities, and Indusind Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in its program, relying on Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm handles trades with client authorization and serves a large client base using a platform that combines proprietary research and third-party money management.

Lei Fu is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in San Francisco. He has been with Charles Schwab since 2015 and with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses proprietary asset-allocation models and internal research tools, offering personalized recommendations without exercising discretionary trading authority.

Pablo Lochman is a financial advisor with Schwab Wealth Advisory Inc. based in San Francisco, CA. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at TD Ameritrade, Charles Schwab, Charles Schwab Bank, LPL Financial, The Bay Club Company, and also has experience in education and sports coaching. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, with recommendations tailored to individual client goals and risk tolerance.

Lee Marcotte is a financial advisor with Schwab Wealth Advisory in San Francisco, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Charles Schwab Bank and Charles Schwab, as well as a brief tenure at TopMarc Media, LLC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning focused on asset allocation and investment selection. The firm’s advice is based on Schwab’s internal research and asset-allocation models, with recommendations tailored to each client’s goals and risk tolerance.

Denrik Wong is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and conducts at-least-annual reviews tailored to client goals and risk tolerance.

Clarence Ho is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab & Co., Inc. since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services emphasize asset allocation and investment selection based on proprietary models and research tools, with trades executed only upon client authorization.

Shuzhen Chen is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab & Co., TradeUp Securities, and China International Capital Corporation prior to her current role. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection using proprietary research and standard models, with client trades executed only upon authorization.

Lisa Chen is a financial advisor at Schwab Wealth Advisory with 28 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, having worked at Charles Schwab since 1997. Outside of her advisory role, she participates as a caregiver in an in-home support services program. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Julian Lam is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2017, following six years at Fisher Investments. Outside of advisory work, he is involved in food delivery services through Uber Eats. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection based on Schwab’s standard models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Julianne Gong is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017. Her prior roles include positions at Hornor Townsend & Kent Inc. and Penn Mutual Life Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm focuses on guidance for asset allocation and investment selection, with trades executed only upon client authorization.

Brijinder Grewal is a Series 65-credentialed financial advisor at Schwab Wealth Advisory with five years of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., he worked at the Internal Revenue Service for 13 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice utilizes Schwab’s internal research tools and asset-allocation models, with service offerings including mutual funds, ETFs, SMAs, and alternative investments, while execution of trades requires client authorization.