Scipio Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Scipio Financial provides discretionary investment management and financial planning services to a range of account types, including trusts, estates, small businesses and corporations, and—according to its brochure—individuals and high‑net‑worth clients. The firm typically charges advisory fees based on assets under management and also offers financial planning on hourly or fixed‑fee terms.
The firm describes a primarily long‑term, customized investment approach that builds portfolios using exchange‑traded funds and individual equities, with bonds or other instruments used as appropriate; it applies fundamental, technical and cyclical analysis and monitors accounts through ongoing contact and at least annual formal reviews. Portfolios may retain legacy positions for tax or portfolio‑fit reasons, and the firm uses discretionary authority to rebalance, harvest gains or losses, or sell positions when risk tolerances or market conditions warrant.
Distinctive features for a small advisory team include managing roughly $14M across about 170 client relationships while maintaining institutional platform relationships with both an Altruist and a Schwab advisor program, which provide software and other economic benefits to the firm. Advisors are also licensed insurance professionals who may receive commissions for insurance sales (noted as consuming about 10% of their time), one advisor maintains a full‑time role outside the firm, the adviser does not charge performance‑based fees, and it does not accept proxy‑voting responsibility for client accounts.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning negotiated based on expected hours
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% Over $5,000,000+: Negotiable
Licensed insurance professionals receive commissions on insurance products separate from advisory fees
Hourly financial planning fees of $250 per hour
Fee-only: Hourly fees at $250 per hour; Fixed fees negotiated based on expected hours
Main office
700 Nexton Square Drive, Box 2
Summerville SC 29486
Advisors at this office
2
Most active in
North Carolina · South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
John W
Series 66
Summerville, SC
Scipio Financial LLC
John Weishar is a Series 66-licensed advisor with six years of industry experience, currently serving at Scipio Financial LLC since 2025. His prior roles include positions at Kovack Securities, Kovack Advisors, Guardian Life, Edward Jones, and a part-time senior account executive role at TradePending, a software-as-a-service company. Scipio Financial LLC provides discretionary investment management and financial planning services to trusts, estates, small businesses, corporations, and individual or high-net-worth clients. The firm follows a primarily long-term, customized investment approach utilizing exchange-traded funds, individual equities, bonds, and other instruments, with ongoing portfolio monitoring and review.
Terry S
Series 63, Series 65
Summerville, SC
Scipio Financial LLC
Terry Scipio is a financial advisor at Scipio Financial LLC with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Kovack Advisors, LPL Financial, Primerica Advisors, Guardian Life Insurance Company, and Northwestern Mutual Investment Management. He is also a licensed insurance agent involved in insurance sales and implementation. Scipio Financial LLC provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm constructs customized portfolios primarily using exchange-traded funds and individual equities, applying fundamental, technical, and cyclical analysis with a long-term orientation complemented by shorter-term trading as needed.
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