Scratch Capital

Justin Lunt is a financial advisor at Scratch Capital with a Series 65 credential and two years of industry experience. He has worked at Scratch Capital since 2023 and is also active as a licensed realtor with eXp Realty. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm uses a combination of fundamental, technical, charting, and cyclical analysis and may engage sub-advisors, while also offering ERISA 3(38) retirement-plan services and affiliated accounting practices.

Samuel Tidd is a financial advisor at Scratch Capital with a Series 65 credential and two years of industry experience. Prior to joining Scratch Capital, he worked at Teesnap and was a full-time student for eight years. Outside of his advisory role, he is involved in an affiliated tax and accounting practice, Scratch Accounting Services LLC. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, and cyclical analysis, and offers additional services including ERISA 3(38) retirement-plan management and accounting services through affiliated entities.

Andrew Lunt is a Series 65 licensed advisor at Scratch Capital with seven years of industry experience. His prior roles include positions at RW Investment Management and ownership of several business ventures, including an accounting and tax services firm. He is based in Boise, ID. Scratch Capital serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and retirement plan services with an integrated approach that includes an affiliated tax and accounting practice and ERISA 3(38) investment management.

Derek Jones is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He is currently with Scratch Capital in Boise, ID, where he has worked since 2025. His prior experience includes roles at RW Investment Management and The Capital Group Companies. Outside of advisory services, he is involved with an affiliated tax and accounting practice. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, charting, and cyclical analysis, and offers additional retirement-plan services and affiliated accounting support, which distinguishes it from many peers.