Sdmi Insurance And Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$1,055,713
Clients
3
Advisors
1
of 1 employees
About
SDMI Insurance and Financial Services provides advisory services to individuals as well as retirement plans and plan participants, including pension, profit-sharing, 401(k) and 403(b) plans; it also works with trusts, estates, charitable organizations and business entities. The firm offers broad-based financial planning, asset allocation review, and pension consulting services that include investment strategy preparation, selection of investment vehicles, monitoring, and participant education workshops.
SDMI delivers recommendations tailored to clients’ goals but does not effect discretionary trades or take custody of client assets; services are primarily non‑discretionary and clients remain free to accept or decline recommendations. The firm’s advice typically covers traditional asset classes such as equities, fixed income, mutual funds, ETFs and annuities, and SDMI relies on technical analysis and third‑party research while generally favoring long‑term holdings.
A distinctive feature disclosed in the brochure is that the principal is also a licensed insurance agent who earns commission‑based compensation for insurance sales, and the firm explicitly addresses the related conflict of interest through disclosures and a code of ethics. It is also notable among peers for actively providing pension consulting and institutional plan services (including participant education) while not acting as an asset manager or wrap‑program sponsor and for using a mix of fixed, hourly, and plan‑asset‑based fee arrangements.
Client services
Expertise
Fee options
Commission-based compensation earned separately for insurance product sales by Mr. Moeller
Hourly fee of $250 for specific services or hourly consulting
Minimum fee: Fixed fee up to $2,500 for financial planning services; may exceed $2,500 in limited circumstances with client notification Fee-only: Fixed fees up to $2,500; hourly fees at $250/hour; percentage fees for pension consulting from 0.25% to 1.25% of assets under advisement
Main office
Fremont CA
Advisors at this office
1
Most active in
California
Also doing business as
Moeller, Steven Dieter · Sdmi Insurance And Financial Services
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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