Sea Clear Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sea Clear Financial Planning is a New Jersey–registered, solo, fee‑only advisory firm that serves individual clients, including high‑net‑worth households. The firm provides comprehensive financial planning, ongoing investment management, retirement plan advisement, and limited‑scope hourly engagements.
The firm produces written financial plans and investment policy statements covering cash flow, tax‑aware strategies, equity compensation, retirement and estate planning, and offers semiannual plan and portfolio reviews. For implementation Sea Clear relies on the AssetMark wealth management platform and sub‑advisors to access institutional model portfolios, while Charles Schwab serves as the qualified custodian.
Noteworthy features include a relatively large amount of assets managed by a single advisor across a small client base, resulting in higher assets‑per‑advisor and more concentrated relationships than many peers. The firm typically combines an upfront planning engagement with ongoing managed accounts implemented through AssetMark’s wrap program—which handles trading, reporting, and fee debiting—and requires clients to maintain the designated custodian and platform; clients retain responsibility for voting proxies.
Client services
Expertise
Fee options
$0 - $500,000: $500,000 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.90% annually $5,000,001 - $10,000,000: 0.70% annually $10,000,001+: 0.50% annually
Hourly rate of $250.00 per hour for limited scope engagements
Account minimum: $500,000 Minimum fee: Initial engagement fee of $5,000 for financial plan development Fee-only: Hourly rate of $250.00 per hour for limited scope planning
Main office
1027 Highway 70, Suite 302
Brielle NJ 08730
Advisors at this office
1
Most active in
New Jersey
Also doing business as
Sea Clear Financial Planning, LLC · Seaclear Financial Planning, LLC · Trageser, Kelly Lynn
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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