Seam Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Seam Financial is a registered investment adviser that provides discretionary investment management and comprehensive financial planning services to individuals and high-net-worth clients, though it reports zero assets under management and no client accounts as of March 12, 2026. Services described in the brochure include continuous portfolio management across stocks, bonds, mutual funds, ETFs and cash equivalents, along with both project-based and ongoing financial planning covering retirement, tax, estate, business, and risk-management topics.
The firm describes an investment process grounded in Modern Portfolio Theory and a mix of passive and active approaches, and it uses fundamental, technical, cyclical, and charting analysis as part of its methodology. It generally manages accounts on a discretionary basis, recommends custodial platforms (Altruist and Charles Schwab), and operates as a fee-only adviser that charges percentage-of-AUM investment fees.
Noteworthy aspects relative to peers include its recent formation and SEC registration in 2025–2026 and operation by a single principal who is a licensed CPA with prior Big Four accounting experience. The brochure also discloses unusually wide fee ranges for financial planning engagements, affirms no acceptance of commissions or performance-based fees, and highlights the firm’s institutional custody relationships despite reporting no current AUM.
Client services
Expertise
Fee options
Project-Based Financial Planning fixed fee: $5,000 to $50,000
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $7,500,000: 0.60% $7,500,001 - $12,500,000: 0.50% $12,500,001 - $25,000,000: 0.40% $25,000,001+: 0.35%
Ongoing Financial Planning recurring fixed fee: $500 to $5,000 per month
Minimum fee: Ongoing Financial Planning initial fee: $2,500 to $20,000; recurring fixed fee: $500 to $5,000 per month Fee-only: Ongoing Financial Planning fees and Project-Based Financial Planning fixed fees
Main office
Chicago IL
Advisors at this office
1
Most active in
Illinois
Also doing business as
Seam Financial · Seam Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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