S
Seam Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Seam Financial is a registered investment adviser that provides discretionary investment management and comprehensive financial planning services to individuals and high-net-worth clients, though it reports zero assets under management and no client accounts as of March 12, 2026. Services described in the brochure include continuous portfolio management across stocks, bonds, mutual funds, ETFs and cash equivalents, along with both project-based and ongoing financial planning covering retirement, tax, estate, business, and risk-management topics.
The firm describes an investment process grounded in Modern Portfolio Theory and a mix of passive and active approaches, and it uses fundamental, technical, cyclical, and charting analysis as part of its methodology. It generally manages accounts on a discretionary basis, recommends custodial platforms (Altruist and Charles Schwab), and operates as a fee-only adviser that charges percentage-of-AUM investment fees.
Noteworthy aspects relative to peers include its recent formation and SEC registration in 2025–2026 and operation by a single principal who is a licensed CPA with prior Big Four accounting experience. The brochure also discloses unusually wide fee ranges for financial planning engagements, affirms no acceptance of commissions or performance-based fees, and highlights the firm’s institutional custody relationships despite reporting no current AUM.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
Fee options
Project-Based Financial Planning fixed fee: $5,000 to $50,000
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $7,500,000: 0.60% $7,500,001 - $12,500,000: 0.50% $12,500,001 - $25,000,000: 0.40% $25,000,001+: 0.35%
Ongoing Financial Planning recurring fixed fee: $500 to $5,000 per month
Minimum fee: Ongoing Financial Planning initial fee: $2,500 to $20,000; recurring fixed fee: $500 to $5,000 per month Fee-only: Ongoing Financial Planning fees and Project-Based Financial Planning fixed fees
Main office location
Seam Financial
Chicago IL, United States
Number of offices
1
Most active in
Seam Financial has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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