Seamless Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Seamless Financial Planning is a single-advisor registered investment adviser that provides comprehensive and limited-scope financial planning and discretionary portfolio management to individuals, high-net-worth clients, and other advisers. As of December 31, 2025 the firm reported approximately $9.12 million in discretionary assets under management across five client relationships and offers written or electronic financial plans alongside ongoing account supervision.
The firm emphasizes a passive, index-oriented investment approach, constructing diversified portfolios from low-cost index mutual funds and ETFs and implementing client-specific investment policy statements on a discretionary basis. It offers fee-only planning engagements on a fixed-fee basis in addition to AUM-based advisory services, and cites academic research and asset-allocation principles as the foundation of its process.
Compared with peers, the firm’s asset concentration and very small client base — roughly $9.1 million across five clients — suggest a focus on a few larger relationships rather than many small retail accounts. The principal’s background in accounting and as a former corporate CFO informs services such as business planning, employee benefit optimization, and tax-aware advice, and the firm requires clients to custody assets at Charles Schwab while participating in Schwab’s institutional program and associated soft-dollar and operational benefits.
Client services
Expertise
Fee options
$500 - $10,000 fixed fee for financial planning services
$1 - $1,000,000: 0.90% $1,000,000 - $3,000,000: 0.70% $3,000,000 - $5,000,000: 0.50% $5,000,000+: 0.30%
Main office
Littleton CO
Advisors at this office
1
Most active in
Colorado
Also doing business as
Seamless Financial Planning · Seamless Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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