Seawise Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Seawise Financial serves individuals, high‑net‑worth clients, and employer plan sponsors, providing discretionary portfolio management, retirement plan consulting, and both ongoing and project‑based financial planning. The firm manages roughly $75 million in discretionary assets across a small client base and may recommend third‑party outside managers to implement client portfolios.
Seawise primarily employs a passive investment approach, constructing diversified allocations using index mutual funds and ETFs while also incorporating fundamental and cyclical analysis into its process. Portfolios are managed on a discretionary basis and are guided by client‑specific investment policy statements; the firm permits reasonable client‑imposed restrictions and conducts periodic reviews of outside managers when they are used.
Compared with many peers, Seawise maintains a relatively high household account minimum (which may be waived) and explicitly combines individual wealth management with retirement plan consulting and business‑planning services for employers. The advisory team includes a CFP‑designated principal and a client service associate who continues part‑time clinical work as an occupational therapist, an uncommon staffing mix that may shape service to healthcare professionals and business‑owner clients.
Client services
Expertise
Fee options
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $7,000,000: 0.50% $7,000,001+: 0.35%
Project Based Financial Planning at $250 to $500 per hour
Account minimum: $750,000 Fee-only: Fee-only firm, compensated solely by clients, no commissions or sales-related compensation
Main office
120 Birmingham Drive, Suite 240 F
Cardiff by the Sea CA 92007
Advisors at this office
2
Most active in
California · Texas
Also doing business as
Seawise Financial, Inc. · Tk Pacific Wealth · Tk Pacific Wealth, Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Roxanne D
Series 65
Cardiff by the Sea, CA
Seawise Financial, Inc.
Roxanne Desouza is a financial advisor at Seawise Financial, Inc. with a Series 65 credential and three years of industry experience. She previously worked at Satori Wealth Management and maintains a part-time role as an occupational therapist at Tricity Medical Center. Seawise Financial serves individuals, high-net-worth clients, and employer plan sponsors, offering discretionary portfolio management, retirement plan consulting, and financial planning. The firm uses a primarily passive investment approach with diversified allocations, incorporating both fundamental and cyclical analysis.
Timothy K
CFP®, Series 63, Series 65
Cardiff by the Sea, CA
Seawise Financial, Inc.
Timothy Kenney is a CFP® professional with 27 years of experience in the financial industry. He has worked at firms including USAA Financial Planning Services, UBS Financial Services, and Wells Fargo Investments before joining Seawise Financial, Inc. in 2018. Seawise Financial serves individuals, high-net-worth clients, and employer plan sponsors, offering discretionary portfolio management, retirement plan consulting, and financial planning. The firm uses a primarily passive investment approach with diversified allocations and incorporates fundamental and cyclical analysis, managing roughly $75 million in discretionary assets.
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