Seawise Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Seawise Financial provides investment management and financial planning primarily to individual and high‑net‑worth clients, and also offers retirement plan consulting and business‑planning advice for employers. Services include ongoing portfolio supervision as well as one‑time, project‑based planning engagements.
The firm develops client‑specific investment policy statements and primarily implements passive portfolios using index mutual funds and ETFs, while also applying fundamental and cyclical analysis and, when appropriate, engaging outside managers. Financial planning is offered as an integrated service for advisory clients at no additional fee, with separate hourly project planning available for other engagements.
Distinctive elements include a relatively high household account minimum of $750,000 (subject to waiver) while managing roughly $75 million for a modest client base, suggesting selective intake and a compact advisory team. The principal is CFP®‑certified, the support staff includes a part‑time healthcare professional in client service, and the firm does not vote client proxies (clients retain proxy‑voting responsibility).
Client services
Expertise
Fee options
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $7,000,000: 0.50% $7,000,001+: 0.35%
$250 to $500 per hour for project-based financial planning
Account minimum: $750,000 Fee-only: Fee-only firm, no commissions or sales-related compensation
Main office
120 Birmingham Drive, Suite 240 F
Cardiff by the Sea CA 92007
Advisors at this office
2
Most active in
California · Texas
Also doing business as
Seawise Financial, Inc. · Tk Pacific Wealth · Tk Pacific Wealth, Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Roxanne D
Series 65
Cardiff by the Sea, CA
Seawise Financial, Inc.
Roxanne Desouza is a financial advisor at Seawise Financial, Inc. with three years of industry experience. She holds a Series 65 designation and has previously worked at Satori Wealth Management and several medical centers as an occupational therapist. In addition to her advisory role, she continues to work part-time as an occupational therapist. Seawise Financial manages approximately $55 million for individuals, high-net-worth clients, and employer plan sponsors. The firm emphasizes a primarily passive investment approach using diversified, low-cost index funds and ETFs, supplemented by fundamental and cyclical analysis and selective outside managers, while also offering retirement plan consulting and discretionary management of held-away accounts.
Timothy K
CFP®, Series 63, Series 65
Cardiff by the Sea, CA
Seawise Financial, Inc.
Timothy Kenney is a CFP® with 27 years of industry experience, currently serving as an advisor at Seawise Financial, Inc. since 2018. His prior experience includes roles at USAA Financial Planning Services and USAA Investment Management Company. Seawise Financial manages approximately $55 million for individuals, high-net-worth clients, and employer plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a primarily passive investment approach using low-cost index funds and ETFs, supplemented by fundamental and cyclical analysis and selective outside managers.
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