Secure Financial Management
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About
Secure Financial Management provides discretionary portfolio management, retirement planning and broader financial planning and consulting to individual clients (including high-net-worth and non‑HNW households) and select business entities. The firm manages roughly $400 million across several hundred client relationships and delivers ongoing asset management alongside modular or full written financial plans as part of its services.
The firm emphasizes retirement-focused planning and integrates multiple methods of analysis — including fundamental, technical and charting approaches — with a predominantly value‑oriented, long‑term equity emphasis and tactical/strategic asset allocation. Accounts are actively monitored (weekly) with formal reviews at least quarterly and annual client meetings; the firm also discloses procedures for retirement-plan rollover recommendations and an impartial conduct standard to address the economic incentive those rollovers can create.
Notable distinctions include the firm’s use of client testimonials in advertising, a practice that is uncommon among peers and disclosed in its materials. Secure Financial Management also discloses affiliated insurance activities (including sales of annuities and health/Medicare plans through affiliated agents) and that it sometimes pays or subsidizes select clients’ third‑party tax or estate‑planning fees, which the brochure identifies as potential conflicts of interest; proxy voting is left to clients rather than handled by the firm.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning fees range from $5,000 to $20,000 for one-time projects
$0 - $500,000: Approximately 1.50% $500,001+: Approximately 0.80%
Account minimum: $250,000
Main office
4630 De Zavala Rd
San Antonio TX 78249
Advisors at this office
2
Most active in
Texas
Also doing business as
Kirkwood Financial Services · Kirkwood Financial Services LLC · Kirkwood Financial Services, LLC · Secure Financial Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Jacob M
CFP®, Series 65
San Antonio, TX
Secure Financial Management
Jacob Mc Donald is a CFP® with six years of industry experience, currently serving at Secure Financial Management in San Antonio, TX. He has worked at Secure Financial Management since 2020 and previously at Wholesalers Insurance Group, LLC. Mc Donald also has experience with Texas A&M University and was involved with St. Andrews United Methodist Church for two years. Secure Financial Management provides discretionary portfolio and retirement planning for individual and select business clients, managing approximately $400 million across several hundred relationships. The firm employs a primarily value-oriented, long-term equity strategy combined with tactical asset allocation and offers regular account monitoring and formal client reviews.
Jamin K
CFP®, Series 66
San Antonio, TX
Secure Financial Management
Jamin Kirkwood is a financial advisor with Secure Financial Management in San Antonio, TX, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. He has worked at Kirkwood Financial Services, LLC since 2011 and has been with Wholesalers Insurance Group, LLC since 2022. In addition to financial advising, Mr. Kirkwood is also an insurance agent appointed with various companies, dedicating approximately 15% of his time to insurance-related activities. Secure Financial Management provides discretionary portfolio management, retirement planning, and comprehensive financial consulting to individual and select business clients. The firm manages around $400 million and combines multiple analytical methods with a value-oriented, long-term equity focus and active portfolio monitoring to serve both high-net-worth and non-high-net-worth households.
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