SeedSafe Financial LLC
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About
SeedSafe Financial provides investment management and financial planning to individual and high‑net‑worth clients, with a stated client focus on entrepreneurs, executives, and employees in the technology industry. Its service offerings include full-scope comprehensive planning (project-based and subscription), discretionary portfolio management (including a limited-scope "Canopy by SeedSafe" program), referrals to outside managers, optional tax return preparation, and educational seminars and webinars.
The firm generally implements a passive investment approach, constructing diversified portfolios using low‑cost index mutual funds and ETFs, with implementation, ongoing monitoring, and periodic rebalancing performed on a discretionary basis. Client engagements are tailored by an Investment Policy Statement or suitability questionnaire, and clients receive regular account reviews, access to a client portal, and planning support that emphasizes cash‑flow, tax considerations, and stock compensation analysis.
Compared with many peers, SeedSafe’s brochure shows a broader service and delivery footprint for its size — it maintains multiple offices and runs feeed seminars/webinars (with optional follow‑up study groups) as part of its educational offerings. The combination of a streamlined Canopy program for simpler needs, optional tax‑return services, and a clear focus on equity‑compensation planning distinguishes its service mix from many other supported advisers.
Client services
Expertise
Occupation focus
Fee options
$0 - $2,000,000: 0.50% annually (SeedSafe Full Service) over $2,000,000+: 0.25% annually (SeedSafe Full Service) $0 - $2,000,000: 0.75% annually (Canopy by SeedSafe) over $2,000,000+: 0.25% annually (Canopy by SeedSafe)
Project-Based Financial Planning and Hourly Financial Planning at $450 per hour, negotiable.
Comprehensive Financial Planning ongoing fees billed monthly or quarterly in advance ranging from $375 to $2,000 per month.
Account minimum: $600,000 minimum or $4,500 minimum annual fee under Canopy by SeedSafe service; No minimum for SeedSafe Full Service (noted as "No minimum") Minimum fee: $4,500 minimum annual fee under Canopy by SeedSafe service; No minimum for SeedSafe Full Service Fee-only: Comprehensive Financial Planning initial fee up to $10,000; ongoing monthly or quarterly fees from $375 to $2,000 per month; Project-Based Financial Planning hourly fee $450; Hourly Financial Planning $450 per hour; Personal Tax Return Preparation $625 to $2,800 plus additional hourly fees for amended returns.
Main office
Austin TX
Advisors at this office
4
Most active in
California · Colorado · Florida · Illinois · Louisiana · New Hampshire · New York · Pennsylvania · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Alexander S
CFP®, Series 65
Austin, TX
SeedSafe Financial LLC
Alexander Smith is a CFP® and Series 65-registered financial advisor at SeedSafe Financial LLC in Austin, TX, with four years of industry experience. Prior to his current role at SeedSafe Financial, he worked at Amazon for several years. SeedSafe Financial provides investment management and financial planning services primarily to entrepreneurs, executives, and employees in the technology sector. The firm employs a passive investment approach focused on diversified portfolios of low-cost index funds and ETFs, offering comprehensive planning, discretionary portfolio management, tax return preparation, and educational seminars.
James G
CFP®, Series 66
Austin, TX
SeedSafe Financial LLC
James Garvin is a CFP® and Series 66 credentialed financial advisor at SeedSafe Financial LLC with eight years of industry experience. His work history includes roles at SeedSafe Financial, Garvin Planning Co., and Edward Jones. SeedSafe Financial provides investment management and financial planning services primarily to entrepreneurs, executives, and technology industry employees. The firm generally employs a passive investment approach with diversified portfolios of low-cost index mutual funds and ETFs, alongside educational seminars and optional tax return preparation.
Rebecca J
CFP®, CPA, PFS™
Austin, TX
SeedSafe Financial LLC
I believe that no matter what living a wealthy life means to you – maximizing your happiness begins with taking control of your financial life. My mission is to cut through the crap and meet you where you are. I offer you online, automated ways to manage your money with flexible financial planning. I work with tech entrepreneurs and professionals as a financial coach and confidant, helping you grow your wealth. I help my clients learn more about stock option/RSU strategies, IPO and acquisition stock sale strategies, real estate investment analysis, business strategy and other financial planning topics. In my off-time, I enjoy mentoring startups through Techstars and helping small business owners think more about their operations and financial metrics. I am originally from Dallas, Texas and I graduated from the University of Texas at Austin with a degree in the Business Honors Program and Accounting with a Masters in Professional Accounting. Before founding SeedSafe Financial, I was a Director of the Investment Team for Lighter Capital, a financial advisor at Merriman Wealth Management, and headed the tax department for Dimensional Fund Advisors.
Misty C
CFP®, Series 66
Austin, TX
SeedSafe Financial LLC
Misty Cherniss is a CFP® and Series 66 licensed advisor with six years of industry experience. She currently works at SeedSafe Financial LLC and has held prior roles at TSG Advice Partners, Clarity Financial Planners, and First Command Financial Planning. She previously owned Cherniss Planning LLC, though she is no longer active in that business. SeedSafe Financial provides investment management and financial planning to individual and high-net-worth clients, focusing on entrepreneurs, executives, and technology employees. The firm employs a passive investment approach with diversified portfolios primarily composed of low-cost index mutual funds and ETFs, offering comprehensive planning and discretionary portfolio management tailored to client needs.
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