A complete list of active advisors currently associated with Sefton Financial Planning

Warmer can help you find a great advisor at Sefton Financial Planning or one who fits your needs even better.

Sefton Financial Planning is a sole‑proprietorship that offers fee‑only financial planning and investment advisory services to individuals and high‑net‑worth clients. Services described in the brochure include retirement and college planning, cash‑flow and debt management, risk management, asset allocation, and assistance with non‑discretionary implementation of recommended portfolios. The firm gathers client information via a confidential questionnaire and an initial meeting to produce a written financial plan, and employs fundamental analysis and a long‑term, asset‑allocation focused investment approach that emphasizes low‑cost mutual funds, ETFs, and fixed‑income strategies such as bond ladders. Sefton does not take custody or discretionary trading authority; clients retain implementation decisions and receive custodial account statements directly from their chosen custodians. What is distinctive about the firm relative to many peers is its use of hourly and fixed‑fee retainer arrangements instead of percentage‑of‑assets fees, and its reporting of no assets under management; it also does not accept commissions, performance‑based fees, or third‑party compensation. The firm is a single‑advisor, fee‑only practice that does not participate in wrap programs and routes custody and reporting through client‑selected custodians.

To learn more about the advisors currently working at Sefton Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.