Sapphire Citadel Capital

Sapphire Citadel Capital provides discretionary portfolio management to individual and high‑net‑worth clients, managing approximately $14.25 million across about 61 client accounts. The firm prepares a written Investment Policy Statement for each client and typically operates under discretionary authority to select securities and execute transactions on behalf of clients.

The firm combines multiple analytical methods — including fundamental, technical, quantitative, charting and cyclical analysis — and implements both long‑term and short‑term trading strategies, including the use of margin and options. Portfolios may include a broad mix of traditional and alternative investments (mutual funds, ETFs, REITs, real estate and private funds, hedge funds, private equity, venture capital, private placements, commodities and non‑U.S. securities), and the adviser does not utilize third‑party money managers.

Distinctive features include the principal’s status as a licensed insurance agent who may receive outside compensation for insurance sales (a disclosed conflict of interest), the firm’s mandatory use of Schwab Institutional custody and related institutional services, and a small‑firm profile offering access to illiquid and alternative investments despite modest AUM. The brochure also discloses past compliance matters: a regulatory action that resulted in a consent and $10,000 payment and an earlier FINRA arbitration (initiated in 2018) that was later settled.