Sentinel Wealth Management, Inc.

Sentinel Wealth Management provides discretionary investment management and financial planning to individuals, trusts, estates, corporations and retirement plans, with a focus on individual and high‑net‑worth clients. The firm prepares individualized investment policy statements and manages client portfolios using interviews, questionnaires and periodic reviews.

Sentinel constructs portfolios using Modern Portfolio Theory and emphasizes portfolio‑level risk management, implementing asset allocations primarily with no‑load mutual funds and ETFs and reviewing accounts at least quarterly. The firm also uses short‑ and intermediate‑term bonds and selectively incorporates alternative strategies (commodities, managed futures, REITs) to address interest‑rate, inflation and correlation risks, and rebalances on a discretionary, as‑needed basis.

Noteworthy features include a relatively large asset base—about $389 million—managed by a two‑advisor team across roughly 97 clients, resulting in a high assets‑per‑advisor and assets‑per‑client profile compared with peers. Sentinel requires client custody at either Fidelity or Schwab and discloses receipt of platform products and services from those custodians; it also does not vote client proxies and notes that rollover recommendations to managed IRAs can present a potential conflict of interest.