Serene Financial Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,796,129
Clients
35
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
35
HighAverage account size
$222,747
About
Serene Financial Solutions advises individuals, families, and small-business owners, including entrepreneurs, and provides portfolio management, comprehensive financial planning, financial consulting, educational seminars and workshops, and tax preparation services. The firm offers both discretionary and non‑discretionary portfolio management alongside stand‑alone and integrated tax compliance and preparation services delivered by enrolled agents.
The firm’s investment approach blends passive and active management within a Modern Portfolio Theory framework, using a core‑satellite structure, global diversification, monthly account reviews, and rebalancing on a three‑ to twelve‑month cadence. Serene requires a written financial plan prior to providing portfolio management and manages clients’ taxable and retirement accounts on an aggregate basis to address tax efficiency.
Compared with many independent advisers, Serene is notable for operating a tax preparation practice staffed by enrolled agents and for regularly delivering educational seminars and workshops, services that are uncommon among peers. The firm also routinely serves small‑business clients with business accounting, payroll, and succession planning support and generally does not rely on percentage‑of‑assets‑under‑management billing, instead using fixed, monthly, hourly, and stand‑alone fee arrangements.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Financial consulting - hourly service
Expertise
General retirement planning
Social Security optimization
Debt management
Demographic focus
Mid-Career Professionals
Young Families
Fee options
Set-up fee for financial planning engagement ranging from $350 to $1,000
Financial consulting services charged at $150.00 per hour, negotiable
Ongoing monthly fee for financial planning and investment consultation services between $200 and $600 per month (standard practice is $400 - $600 monthly, paid in advance with a 12-month contract)
Minimum fee: Comprehensive fixed-fee for planning levels ranging from $4,800 to $7,200 annually, paid monthly ($400 - $600 monthly) Fee-only: Fee-only registered investment adviser firm; no commissions or mark-ups on securities transactions
Main office location
Serene Financial Solutions
9711 Washingtonian Blvd, Ste. 550
Gaithersburg MD 20878, United States
Number of offices
1
Most active in
Serene Financial Solutions has reported serving >5 clients in these states in the last 12 months.
Maryland · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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