Servant Wealth Management LLC

Servant Wealth Management provides written financial planning and ongoing portfolio management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and small businesses, managing roughly $48 million across approximately 277 client accounts. Services begin with a multi‑meeting planning process and can include implementation and ongoing oversight of investment accounts once an advisory agreement is executed.

The firm uses an asset‑allocation framework driven by client goals, risk tolerance and time horizon, and regularly monitors portfolios and selected sub‑advisers. It routinely leverages third‑party managers and digital wealth platforms—including a registered sub‑adviser relationship and the Betterment Institutional platform with automated features such as rebalancing, tax‑loss harvesting, and goal‑based portfolio options—and may act as a co‑adviser with discretionary authority over allocations.

What is distinctive about the firm is that it sponsors a wrap fee program, a less common practice among peers, and its advisory representatives are also active independent insurance agents who may recommend insurance products for commissions, a disclosed conflict of interest. The firm operates as a solo advisory practice and discloses a prior administrative fine related to minimum net capital requirements that it reports has been paid and resolved, with the firm currently in compliance.