Seva Wealth Management

Seva Wealth Management provides discretionary asset management and advisory services to a range of clients with an emphasis on retirement plan sponsors, offering ERISA 3(21) fiduciary advice for qualified plans (including 401(k), 403(b), pension and profit‑sharing arrangements) as well as financial planning and consulting. The firm also uses third‑party manager access, subscribing client accounts to model portfolios and recommending managers through the Schwab Managed Account Marketplace and Model Marketplace.

Investment implementation is centered on diversified portfolios consistent with modern portfolio theory, typically using ETFs, stocks and bonds while also employing options and other derivatives where appropriate and allowable. Seva Wealth manages accounts on a discretionary basis, conducts quarterly account reviews (and more frequently as needed), and may engage sub‑advisers or assign accounts to third‑party managers to execute specific strategies.

Compared with many peers, Seva Wealth combines institutional pension consulting with retail advisory services, accepts both fixed and hourly fees for planning, and has affiliated insurance activities whose representatives receive commissions for insurance sales. The firm’s leadership brings an uncommon public‑policy and academic background and maintains separate short‑term trading activity in options, futures and forex, which the firm discloses and addresses through its compliance policies.