SFM Financial Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
SFM Financial Advisors provides fee-only financial planning, investment advising, and tax-advising services to individuals, estates, trusts, and charitable organizations, with a stated primary focus on retirees, widows/widowers, and those nearing retirement. The firm outlines comprehensive planning and retainer-based ongoing advisory arrangements, and notes that tax-preparation services are optional and billed separately.
The firm follows a strategic asset-allocation approach, using historical risk/return data, computerized modeling, index ETFs and no-load mutual funds, and annual rebalancing to keep net investment costs low. Accounts are managed on a non-discretionary basis—SFMFA obtains client consent for trades—and the adviser emphasizes minimizing total management fees rather than pursuing active management.
Noteworthy features in the brochure include a disclosure of a brief association with Blend Financial dba Origin Financial (Jan–May 2022) and the firm’s practice of providing professional referrals without accepting referral fees or commissions; the brochure also states that clients may purchase recommended products through other, unaffiliated agents. SFMFA reports under $10 million in non-discretionary AUM, a $250,000 minimum for advisory services, and offers occasional no-fee educational workshops, which are less common among independent advisers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
<$250,000 - $250,000: 0.88% annually (0.22% quarterly) $250,001 - $1,000,000: 0.72% annually (0.18% quarterly) >$1,000,000 - $3,000,000: 0.60% annually (0.15% quarterly) >$3,000,000+: 0.50% annually (0.125% quarterly)
$219/hour (legacy clients only)
Account minimum: $250,000 Fee-only: Fee-only financial planning and advising; no commissions or referral fees
Main office
10000 NE 7th Ave, Ste 330 I
Vancouver WA 98685
Advisors at this office
1
Most active in
Washington
Also doing business as
Fox Middleton, Steven · Sfm Financial Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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