Sharp Wealth Management

Sharp Wealth Management is a state-registered, independent advisory practice that serves individuals (including high-net-worth clients), estates, charitable organizations and business entities. The firm provides discretionary wealth management and planning services, including retirement and Social Security evaluation, estate and tax planning, college planning, rental real estate advice and reverse mortgage analysis.

The firm delivers individualized portfolio management, constructing portfolios from individual stocks, bonds, ETFs, mutual funds, options and alternative investments and monitoring and rebalancing accounts on an ongoing basis. Its investment process draws on a broad set of analysis methods (fundamental, technical, quantitative and sector analysis) and may employ strategies such as margin, options, futures and short-term trading where appropriate to client objectives.

Noteworthy features disclosed in the brochure include that the sole advisor manages roughly $35 million for a very small client base, resulting in a high average assets-per-client, and that the advisor holds an insurance producer license and offers insurance products for customary fees — a non-advisory activity the firm discloses as a potential conflict. The firm also recently transitioned from SEC registration to state registration and uses custodial relationships (including Altruist and Schwab) that provide custody, trade execution and access to research and platform services.