Shift 4 Advisors, Inc.

The firm works with individuals, families, trusts, estates, IRAs, corporations and small businesses, and pension and profit‑sharing plans, providing ongoing discretionary portfolio management, non‑discretionary retirement plan consulting, and limited financial planning under separate engagements. Advisory relationships and service scopes are documented in written agreements and may be tailored to each client's objectives, time horizon, liquidity needs, tax circumstances, and risk tolerance.

Portfolios are constructed and monitored on a discretionary basis using individual equities, ETFs, mutual funds, bonds, preferred securities, U.S. Treasuries, and cash equivalents, and the firm draws on fundamental, quantitative, technical, and macroeconomic analysis with tax‑aware considerations and periodic rebalancing. The firm generally recommends a primary qualified custodian for account custody and submits fee instructions to that custodian, while documenting client restrictions and maintaining ongoing reviews.

What is distinctive for this small, independent practice is its active work with corporate and retirement‑plan clients and provision of pension‑related consulting alongside individual wealth management, a client mix that is less common among solo advisers. The firm's principal also operates a separate accounting business and conducts licensed insurance activities; many advisory clients also engage the affiliated accounting services or may be offered insurance products under separate arrangements, which the firm discloses as potential conflicts of interest.