Larkspur, CA Office

Shira Ridge serves individuals, high-net-worth clients, small business owners, and nonprofit organizations, providing discretionary asset management and comprehensive financial planning and consulting. Its services include portfolio construction using mutual funds and ETFs, retirement and stock option planning, estate and charitable planning, tax and insurance reviews, and referrals to outside specialists when needed.

The firm typically begins client relationships with a written wealth plan and tailors investment strategies to each client’s goals, reviewing portfolios at least quarterly and updating plans annually. Investment methods combine diversification and tax-aware strategies with both fundamental and technical analysis, and the firm may implement portions of client programs through separate managed account managers.

Compared with many peers, Shira Ridge integrates a planning-first approach with access to separate managed account programs offered through institutional platforms (including Charles Schwab’s managed account program and AssetMark) and retains discretion to select or replace sub-managers. The firm operates as an independent, fee-only adviser that describes itself as a Level Fee Fiduciary under DOL standards, requires clients to custody assets at its recommended custodian, and does not participate in wrap fee programs.