Silver Leaf Financial, Inc.

Silver Leaf Financial provides portfolio management, selection of other advisers, and general consulting primarily to individual investors. The firm offers both discretionary and non‑discretionary management and typically requires a $250,000 minimum account, tailoring advice to clients’ stated objectives and risk tolerance.

The firm’s investment process emphasizes continuous monitoring and customized portfolios, including the use of firm model portfolios and predefined strategies; it primarily recommends mutual funds and exchange‑traded funds and may employ charting analysis and occasional short‑term trading when deemed suitable. Silver Leaf also recommends and monitors third‑party money managers when appropriate and advises across a range of instruments (equities, ETFs, mutual funds, fixed income, CDs, and options), honoring client‑imposed written restrictions.

A noteworthy feature disclosed in the brochure is that the adviser is separately licensed as an insurance agent and may earn commission income from insurance product sales, and the firm may, at its discretion, offset advisory fees with such commissions—an arrangement the brochure identifies as a potential conflict of interest. The brochure reports approximately $7,991,719 in client assets under management as of March 31, 2025 for a relatively small roster of individual clients, and it also discloses that the firm may share in advisory fees charged by recommended third‑party managers.