Simonet Financial Group, LLC

Simonet Financial Group LLC is a registered investment adviser that serves individuals, high‑net‑worth clients, small businesses, and employer‑sponsored retirement plans with portfolio management, comprehensive and project‑based financial planning, retirement‑plan advisory, and bookkeeping services. The firm’s brochure reports it manages about $22.85 million in client assets and provides both discretionary and non‑discretionary engagement options for individual and plan accounts.

The firm describes an investment process that uses fundamental analysis and modern portfolio theory, produces written investment policy statements, conducts quarterly reviews and rebalancing, and may recommend or employ third‑party money managers and sub‑advisors to implement strategies. For retirement plans, Simonet offers both participant‑level education and plan‑level services and can serve as a 3(21) advisor or a discretionary 3(38) investment manager for plan fiduciary obligations.

Noteworthy features include making an online cash‑management option (Flourish Cash) available to clients — while noting it is not affiliated with Flourish or the program banks — and a broad menu of a la carte and specialty planning services (business exit and succession, business valuation, special‑needs and trust services). The firm also provides bookkeeping and works with named sub‑advisors (e.g., Astoria Portfolio Advisors and Sowell Management) to scale implementation, a mix of offerings that is less common for firms managing a similar asset base.