Simple Life Financial

Simple Life Financial provides investment advisory and financial planning services to individuals, families, small businesses, and related entities, with particular experience serving multi‑generational households. Core services include investment management, financial planning, cash‑flow and liquidity planning, and ongoing wealth coordination that involves working with clients’ attorneys, accountants, and other outside professionals.

The firm builds tailored investment profiles using industry‑standard planning tools to recommend asset allocations and generally reviews accounts at least annually, with adjustments driven by changes in client circumstances or market conditions. In practice the firm frequently advises on held‑away accounts and may operate in a non‑discretionary capacity for accounts maintained outside its primary custodian, accepting discretionary authority only when the client’s agreement and custodian documentation provide it.

As a small, owner‑managed advisory practice overseeing roughly $35 million in client assets, Simple Life Financial commonly uses hybrid fee arrangements and may charge multiple fee types within a single relationship to reflect planning and coordination work. Its routine inclusion of held‑away accounts in asset calculations and explicit emphasis on multi‑professional coordination distinguishes its operational approach from many peers, particularly where direct trading authority is limited.