Simplicity Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Simplicity Wealth Management serves individual clients, including high-net-worth individuals, as well as charitable organizations and corporate plan sponsors. The firm provides discretionary portfolio management, written financial planning engagements (project-based, hourly, or ongoing), and advisory services for employer-sponsored retirement plans.
The firm primarily employs passive investment management — constructing asset-class portfolios using index mutual funds and exchange-traded funds for lower internal costs, tax efficiency, and limited trading — while also drawing on fundamental, technical, cyclical and charting analysis as part of its research process. Client-specific investment policy statements guide asset allocation, and the adviser typically manages accounts on a discretionary basis with regular monitoring and annual reviews.
Noteworthy features relative to many peers include an ongoing, subscription-style financial planning service with year-round monitoring and client support, and the provision of employee benefit plan advisory services that include participant education seminars. The firm also discloses governance choices intended to limit conflicts of interest: the principal holds an insurance license but does not sell insurance to clients, and the firm does not vote client proxies, leaving proxy materials to be handled through the custodian.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fixed fees range from $6,000 to $20,000, negotiable depending on complexity and scope.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001+: Negotiable
Hourly financial planning fees at $500 per hour, negotiable depending on complexity and scope.
Ongoing Financial Planning fees paid monthly or quarterly in advance, as detailed above.
Fee-only: Ongoing Financial Planning monthly fees range from $833.33 to $8,333.33 for individuals, $1,000 to $8,333.33 for couples; quarterly fees range from $2,500 to $25,000 for individuals, $3,000 to $25,000 for couples. Fees are negotiable and may be offset by advisory asset management fees if applicable.
Main office
Glen Allen VA
Advisors at this office
2
Most active in
California · Texas · Virginia · Washington
Also doing business as
Simplicity Wealth Management · Simplicity Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Marianne E
CFP®, Series 65
Glen Allen, VA
Simplicity Wealth Management
Marianne Esche is a CFP® with four years of industry experience, currently advising at Simplicity Wealth Management in Glen Allen, VA. Her career includes multiple periods at both Simplicity Wealth Management and Wealthspire Advisors. Prior to her financial advisory roles, she spent six years teaching at the middle and high school levels. Simplicity Wealth Management serves individual clients, charitable organizations, and corporate plan sponsors, offering discretionary portfolio management and a range of financial planning services. The firm employs a primarily passive investment approach using index funds and ETFs, complemented by fundamental and technical analysis, and provides ongoing subscription-style financial planning along with employee benefit plan advisory services.
Christine C
CFP®, Series 66
Glen Allen, VA
Simplicity Wealth Management
Christine Centeno is a financial advisor at Simplicity Wealth Management with 18 years of industry experience. She holds the CFP® designation and Series 66 license. Her prior experience includes roles at Virginia Commonwealth University, Atlas Financial, Salomon and Ludwin, LLC, and Wells Fargo Advisors. Simplicity Wealth Management serves individual clients, charitable organizations, and corporate plan sponsors, offering discretionary portfolio management, written financial planning, and advisory services for employer-sponsored retirement plans. The firm primarily uses a passive investment approach with index funds and ETFs, supplemented by fundamental and technical analysis, and provides ongoing subscription-style financial planning along with employee benefit plan advisory services.
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