SIP Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$27,254,713
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
70
17% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
70
Very HighAverage account size
$389,353
About
SIP Financial Services provides financial planning, portfolio management, and pension consulting to individuals as well as institutional clients, including pension and profit-sharing plans and charitable organizations. The firm discloses it offers plan-level services such as asset selection, investment monitoring, non-discretionary management of plan assets, and participant education in addition to individualized financial plans.
Portfolio management is generally delivered on a non-discretionary basis, requiring client pre-approval for recommended transactions, although the firm has added a discretionary option and continues to provide continuous supervision and rebalancing. Investment analysis combines fundamental, technical, and cyclical methods and the firm may employ both long- and short-term strategies and instruments (including options, short sales, and margin) when appropriate to a client’s objectives.
What is distinctive about SIP is its institutional and retirement-plan focus for a firm of its type: as of December 31, 2025 it reported $28,165,682 in client assets managed on a non-discretionary basis and explicitly markets pension consulting and plan-support services. The brochure also notes service to charitable organizations and that the firm transitioned to SEC registration after surpassing $25 million in regulatory assets under management.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Options & derivatives strategies
Active portfolio management
Retirement plans for business owners (SEP, solo 401k)
Real estate investing
Occupation focus
Founder/Business Owner
Fee options
$500 to $5,000
$0 - $500,000: 1.25% $500,001+: 1.00%
$150 to $250 per hour
Main office location
SIP Financial Services
133 Saratoga Road, Suite #5
Glenville NY 12302, United States
Number of offices
1
Most active in
SIP Financial Services has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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