Sjostrom Financial Planning Inc.

The firm provides comprehensive financial planning and investment advisory services to a mix of individual clients (both high‑net‑worth and other individuals), pension and profit‑sharing plans, corporations, charities, estates and trusts. Its stated service offerings include investment planning, college education planning, income tax/cash‑flow advice, fringe‑benefit/employee‑benefit (pension) consulting, business continuity planning and estate planning, with portfolio construction and supervision integrated into the planning process.

The firm follows a client‑specific financial planning process — data gathering, goal setting, analysis, recommendations, implementation and ongoing monitoring — and emphasizes diversified asset allocation across mutual funds, ETFs and selected managers or individual securities where appropriate. It routinely uses third‑party institutional platforms and managers (including SEI and custodians such as TD Ameritrade, Vanguard and Fidelity), reviews performance quarterly, and rebalances portfolios as part of ongoing management.

Notable characteristics for a small, state‑registered advisory firm include an explicit focus on pension and profit‑sharing plan clients and pension consulting alongside individual wealth management, an affiliation as an insurance agent (disclosing commissions on insurance products placed through Ohio National), and a mix of engagement models — percentage‑of‑AUM asset management, limited hourly projects and two‑hour review engagements for clients who do not qualify for ongoing asset management. The practice is owner‑supervised, may act as a solicitor recommending third‑party managers, and discloses that it can receive modest reimbursements from institutional providers for client meetings or events.