Chicago, IL Office

SJS Investment Services works with individuals and families, high‑net‑worth clients, retirement plans, institutional investors, and public entities — including state and municipal public funds — offering discretionary investment management, financial planning, retirement‑plan fiduciary services (including ERISA 3(21)/3(38) support), and consulting. The firm provides portfolio implementation and ongoing supervision, quarterly performance reporting, and can engage sub‑advisors to manage portions of client accounts.

The firm’s investment process is led by an internal Investment Committee that constructs diversified model portfolios across equity, fixed income, and alternative allocations and monitors accounts against clients’ objectives. SJS may include private equity and private fixed‑income allocations for qualified investors, and it discloses that certain strategies and sub‑advisors may employ leverage or borrowing (with associated interest and custodial costs); margin balances are included in its fee calculations.

What is distinctive about SJS compared with many peers is its explicit public‑funds practice — it documents tailored cash‑flow analysis, target duration design, and monthly or quarterly reporting for public entities — and its operational approach to using leveraged/borrowed positions in some separately managed accounts. The firm also documents detailed performance reporting practices and the use of third‑party research for private funds, and it notes fee and custody arrangements (including custodian charges for private fund work) that can affect net returns.