Skipjack Financial

Skipjack Financial is a fee-only, single-advisor independent investment adviser that works with high‑net‑worth individuals as well as a small number of institutional clients, including pension and profit‑sharing plans, charitable organizations, and businesses. The firm offers comprehensive and project‑based financial planning, coordinates implementation through third‑party managers and a digital advisory platform, and provides educational seminars and speaking engagements.

The firm’s investment framework emphasizes portfolio construction informed by Modern Portfolio Theory and behavioral finance, with a preference for passive, index‑based ETFs and mutual funds and the option to incorporate socially responsible (ESG) strategies. Implementation is typically handled through outside managers and a platform that operates on a non‑discretionary basis (client approval is obtained for trades), and the firm structures its advisory relationships around planning and fixed or project fees rather than a percentage‑of‑AUM charge.

Compared with peers, the firm is unusual for a solo practitioner of its scale in that it accepts institutional mandates and maintains an active public education offering, including paid and sometimes pro‑bono seminars. The principal’s academic background in clinical psychology and education informs an explicit behavioral‑finance emphasis and a planning‑centric, fee‑only business model; the firm does not accept commissions or sales‑based compensation.