SMAART LLC
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About
SMAART LLC provides holistic financial planning, investment guidance, tax planning and preparation, and small-business accounting and bookkeeping for middle-income individuals, families, and small businesses. Services also cover retirement and estate planning reviews, insurance analysis, payroll support, notary and document preparation, and the sale of fixed-benefit and property-and-casualty insurance products.
The firm tailors advice around each client’s tax situation, cash flow and risk tolerance, using public third-party research and internal analysis to build portfolios that commonly emphasize no-load mutual funds, U.S. government bonds, CDs, high-quality corporate bonds and selective equities. Advice and implementation are delivered through retainer agreements (full and specific retainers) with scheduled meetings and options for monthly billing or ACH/credit-card payment.
Distinctive features include an integrated tax and accounting capability — staff hold IRS Enrolled Agent certification and the firm provides in-house tax preparation and small-business accounting alongside advisory services — and maintained insurance licensure permitting the sale of fixed insurance products. SMAART’s use of retainer/subscription-style engagements combined with accepting commissions for certain fixed insurance products, while disclaiming variable annuity sales, is an uncommon combination among its peers.
Client services
Expertise
Fee options
Financial Review: $500 flat fee; Tax preparation outside other agreements: minimum $199 for individuals, $249 for businesses, plus additional charges for amended or additional returns.
Hourly fees range from $175 to $500 per hour for specific/custom requests.
Full Retainer: fixed monthly fee (implied by description but exact monthly amount not specified); fees billed monthly or per contract terms.
Fee-only: Full Retainer: $5,000 - $10,000 annually; Specific Retainer: flat fees and hourly fees from $175 to $500 per hour; Financial Review: $500 flat fee.
Main office
8200 Hialeah Gardens Blvd, Ste 8
Hialeah FL 33018
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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