Smart Choice Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Smart Choice Financial Planning provides financial planning, retirement and estate consultations, and portfolio monitoring to individuals, families and small business clients without requiring account minimums. Services include project-based financial planning, periodic portfolio reviews, and an ongoing portfolio monitoring offering.
The firm emphasizes a primarily passive, low-cost investment approach and documents client objectives and risk tolerances in written investment policy statements to guide asset allocation and rebalancing. Portfolio monitoring clients are served on a non-discretionary basis, so trades are executed only with prior client approval.
Compared with many independent advisers, the firm does not bill on a percentage-of-assets basis and operates on project or fixed-fee arrangements while maintaining a fee-only, no-commission practice. It manages roughly $96 million for about 80 clients as a single-advisor, CFP-certified practice that allows customized asset allocations and client control over included asset classes.
Client services
Expertise
Fee options
Portfolio monitoring services charged as negotiable annual flat fees billed semi-annually; fees vary depending on time demands and are customized per client.
Hourly financial planning fees at $250 per hour.
Fee-only: Financial planning fees are project-based hourly fees at $250 per hour; Portfolio monitoring service fees are negotiable annual flat fees billed semi-annually.
Main office
St. John IN
Advisors at this office
1
Most active in
Illinois · Indiana · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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