Smart Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Smart Financial Group, LLC provides financial planning and consulting to individuals, high-net-worth clients and business entities, and it may facilitate managed portfolios by referring clients to third-party money managers. The firm’s planning work covers cash flow, retirement, risk management, tax and estate considerations and is delivered as a standalone, fixed‑fee service.
Instead of directly managing client assets, Smart Financial Group refers clients to registered third‑party managers (including a referral relationship with Gradient Investments) and serves as a liaison and monitor for those relationships, assisting with onboarding, account reviews and communications. The firm does not hold custody of or exercise discretionary trading authority over client accounts and does not provide percentage‑of‑assets portfolio management directly.
A distinctive aspect of the firm is that the managing member is a licensed independent insurance agent who spends a substantial portion of his time (about 40%) on insurance activities and receives commissions for insurance product sales, a conflict the brochure discloses and describes mitigation for. The firm also receives referral and revenue‑sharing payments from third‑party managers and participates in an incentive arrangement with one TPM, arrangements that the brochure highlights as disclosed and managed through client consent and the firm’s fiduciary procedures.
Client services
Expertise
Fee options
Financial Planning Services charged as a fixed fee up to $2,000.
$0+: varies by portfolio: 1.00% to 2.15% annually (total combined fee from TPM and SFG) $0+: $300 flat fee for Client Directed Accounts
Investment Advisor Representatives receive commissions as licensed insurance agents.
Minimum fee: Financial Planning Services are offered based on a flat fee up to $2,000.
Main office
606 Liberty Ave, 3rd Floor
Pittsburgh PA 15222
Advisors at this office
1
Most active in
Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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