Smart Investments Advisory Incorporated
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Smart Investments Advisory Incorporated provides discretionary investment advisory services to individuals, businesses, institutions and non‑profit organizations, with a primary focus on personal and retirement accounts guided by an individualized Investment Policy Statement. Services include managed securities accounts and sub‑account institutional management, with implementation and custody typically arranged through a third‑party brokerage platform.
The firm’s process begins with a detailed interview to establish client objectives and risk tolerance, and portfolios are constructed from mutual funds, ETFs, individual securities and fixed‑income investments to match those objectives. Advisors generally have discretionary authority to implement trades, may engage third‑party managers and research providers, and the firm discloses that it elects to pay certain transaction charges to its custodian, which can influence security selection and trading frequency.
Distinctive aspects of the firm include that its advisors are dually registered as registered representatives of LPL Financial and also conduct brokerage and insurance business outside the advisory practice, arrangements the brochure identifies as creating potential conflicts of interest and that may limit available products and custodial options. The firm also discloses a past arbitration involving a principal that was settled in 2016, and it generally serves non‑high‑net‑worth individual clients with a $100,000 minimum rather than focusing on high‑net‑worth households.
Client services
Expertise
Fee options
$0 - $100,000: 1.50% annually $100,001 - $250,000: 1.25% annually $250,001 - $500,000: 1.00% annually $500,001 - $2,000,000: 0.875% annually $2,000,001+: 0.75% annually
Account minimum: $100,000 Minimum fee: Minimum annual fee of $500 Fee-only: Advisory fees only, no commissions
Main office
See office1849 W. Redlands Blvd., Suite 104
Redlands CA 92373-3127
Advisors at this office
1
Offices (2)
Most active in
California
Also doing business as
Constellation Advisors · Constellation Advisros · Seidler Investment Advisors Incorporated · Smart Investments · Smart Investments Advisory Incorporated
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Roy B
Series 63, Series 65
Redlands, CA
Smart Investments Advisory Incorporated
Roy Bennett is a financial advisor with Smart Investments Advisory Incorporated in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC. Bennett also provides non-variable insurance services through Morgan Stanley/DW. Smart Investments Advisory Incorporated primarily serves individual clients, managing approximately $82 million across 210 accounts. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.
Barrick S
Series 63, Series 65
Redlands, CA
Smart Investments Advisory Incorporated
Barrick Smart is a financial advisor with Smart Investments Advisory Incorporated, holding Series 63 and Series 65 credentials and nearly five decades of industry experience. He has worked at LPL Financial LLC, Western International Securities, Inc., and WBB Securities, LLC, and has been with Smart Investments Advisory since 1994. Outside of his advisory work, Smart serves on the board of Mountains Community Hospital. Smart Investments Advisory Incorporated primarily serves individual clients with portfolio management and advisory services. The firm manages approximately $82 million for about 210 clients and combines advisory services with broker-dealer activity and insurance product offerings.
Alicia A
Series 66
Redlands, CA
Smart Investments Advisory Incorporated
Alicia Arciniega is a financial advisor at Smart Investments Advisory Incorporated with 17 years of industry experience. She holds a Series 66 designation and has worked previously with LPL Financial and Western International Securities, Inc. She has been associated with Smart Investments Advisory Incorporated since 2006. Smart Investments Advisory Incorporated serves primarily individual, non–high-net-worth clients, managing approximately $82 million for about 210 clients. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.
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