Smart Portfolio

Smart Portfolio provides fee-based discretionary portfolio management primarily for high‑net‑worth individuals as well as pension and profit‑sharing plans, trusts, and other entities. Its services include customized, rules‑based investment strategies, ERISA Section 3(38) fiduciary management for qualified retirement plans, and advisory oversight of assets held within Private Placement Life Insurance policies.

The firm emphasizes risk‑adjusted, rules‑based portfolio construction and applies fundamental and cyclical analysis across equities, ETFs, and fixed‑income securities to tailor allocations, rebalance, and pursue tax‑aware adjustments when appropriate. Smart Portfolio also leverages third‑party managed‑account platforms and coordinates with plan administrators and program sponsors to implement investment policy and operational needs.

Distinctive for a small advisory practice, the firm has multiple industry affiliations: it operates under common control with a pension consulting/third‑party administration firm, is affiliated with an insurance agency and licensed insurance producers, and its principals are involved with a closed Opportunity Zone real‑estate fund and a related syndicator entity. Those affiliations—alongside its provision of ERISA 3(38) plan services, PPLI investment management, and a one‑advisor, nine‑client structure with roughly $44 million in AUM—are notable departures from the typical profile of similarly sized peers and are disclosed as potential conflicts the firm manages.