Smart Steps Wealth Management LLC

The firm provides investment advisory and planning services to individuals (including high‑net‑worth), trusts, estates, corporations and employer retirement plans, offering asset management, comprehensive portfolio management, standalone financial planning, and ongoing retirement plan consulting to plan sponsors. It serves both retail clients and institutional-type accounts such as pension and profit‑sharing plans, and constructs portfolios using individual stocks, bonds, mutual funds, ETFs and other public and private securities.

The firm manages most client accounts on a discretionary basis and combines multiple analytical methods—fundamental, quantitative, technical, sector analysis and duration-focused fixed-income techniques—to build and periodically rebalance portfolios tailored to client objectives. Portfolios may employ derivatives such as options (and, where appropriate, margin or short-sale techniques), and accounts are subject to regular reviews by the firm’s compliance and advisory processes.

Compared with many small independent advisers, the firm highlights retirement‑plan consulting and willingness to accept ERISA‑related plan roles, and it explicitly lists pension plans and other institutional clients among its client types. The brochure discloses a prior state disciplinary action involving the firm’s owner for providing advice without state registration (a fine was paid and registration subsequently obtained), and describes the firm’s use of third‑party referral programs and custodial relationships with major custodians for execution and custody.