Snug Harbor Capital Management, LLC

Snug Harbor Capital Management provides investment management, financial planning, and consulting to individuals as well as pension and profit‑sharing plans, trusts, corporations, and other business entities. The firm offers both asset‑based advisory services and standalone fixed‑fee or hourly planning engagements, and may offset advisory fees when clients purchase multiple services.

Portfolios are managed on a discretionary or non‑discretionary basis and are constructed from individual equities and debt securities, mutual funds, exchange‑traded funds, options (including option writing), and allocations to independent managers when appropriate. The firm employs fundamental and technical analysis, conducts ongoing monitoring with at least quarterly reviews, and typically recommends custody through a national custodian.

Relative to many solo independent advisers, Snug Harbor manages a small number of clients (18) for approximately $30 million in assets, giving it a relatively high assets‑per‑client profile and a focus on individualized portfolios. The brochure also discloses some less‑common practices for a firm of this size — recommending private placements to accredited investors, arranging for third‑party independent managers, not voting client proxies (clients receive proxies directly), and using written solicitor referral agreements — which can affect implementation and client relationships.