S
SO LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Silver Oak, LLC is a California-registered investment adviser formed in January 2025 that serves high-net-worth individuals and families, institutional clients, businesses, and startups. The firm offers estate and trust planning and drafting, non-discretionary portfolio management, and standalone financial planning and trust drafting services.
Silver Oak delivers continuous investment advice on a non-discretionary basis and combines technical, fundamental, and quantitative analysis — including model- and AI-informed methods — to align portfolios with client objectives while personalizing estate and trust strategies. The firm coordinates implementation with outside legal and tax professionals, may participate in attorney or tax meetings at the client’s request, and can serve as a co-trustee with limited custody that requires client approval for transactions.
What is distinctive about Silver Oak is its stated practice of recommending or selecting unaffiliated broker-dealers or other registered advisers to provide portfolio-management services when appropriate, with explicit vetting through FINRA BrokerCheck® and the SEC’s IAPD and an express disclosure that it does not receive referral compensation. The firm is newly formed, controlled by a single owner, reported no client assets as of the brochure date, and highlights standalone trust-drafting and coordinated trust administration as core offerings.
Client services
Financial planning
Portfolio management
Selection of other advisers
Trust and estate planning services, selection of third party broker-dealers
Trust and estate planning services, selection of third party broker-dealers
Expertise
General estate planning guidance
Trust structures (GRAT, IDGT, revocable)
Active portfolio management
Real estate investing
Occupation focus
Founder/Business Owner
Fee options
$3,000 flat fee for trust drafting
Straight-tier fee based on portfolio value, negotiable, example shown 1.0% for $1M AUM
Account minimum: $1,000,000 Fee-only: Financial planning consultation fee $500 one-time, flat fee for trust drafting $3,000
Main office location
SO LLC
254 Sweeny St
San Francisco CA 94134, United States
Number of offices
1
Most active in
SO LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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