So Llc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Silver Oak provides estate and trust planning, trust-drafting, standalone financial planning consultations, and portfolio management for institutions, businesses, startups, families, and individuals. Services are offered on either a discretionary or non‑discretionary basis and include assistance with transferring assets into trusts and coordinating with outside legal and tax professionals.
The firm combines technical, fundamental, and quantitative analysis — including the use of AI-generated signals that are verified with mathematical models — to inform portfolio construction and ongoing management; accounts are reviewed at least annually and rebalanced as needed. Discretionary clients grant authority for trade execution without prior approval, while non‑discretionary clients retain final decision-making authority.
Notably, Silver Oak is a small, owner-operated advisor that, at the time of filing, reports no client accounts or assets under management and does not currently show a client roster of individual or high‑net‑worth clients, which departs from the typical profile of supported peers. The firm emphasizes trust-focused offerings (standalone trust drafting and co‑trustee support with specific safeguards limiting custody), recommends a qualified custodian for account custody, does not accept third‑party or soft‑dollar compensation, and does not aggregate client orders.
Client services
Expertise
Occupation focus
Fee options
Trust Drafting: $3,000 flat fee, Redrafting fee $1,500 per amendment; Financial Planning Consultation fee is one-time fixed fee $500 (negotiable)
$0+: Straight-tier fee, negotiable, example 1.00% for $1M AUM indicated $10,000,000+: Institutional clients with over $10M assets have negotiable fees
Account minimum: $1,000,000 Fee-only: Financial Planning Consultation: $500 one-time fee, negotiable; Trust Drafting: $3,000 flat fee, non-refundable after work begins; Redrafting Trust Amendment Fee: $1,500 per amendment; AUM fees: negotiable straight-tier fee based on portfolio value, example given at 1.00% annually for $1,000,000 AUM
Main office
254 Sweeny St
San Francisco CA 94134
Advisors at this office
2
Most active in
California
Also doing business as
Silver Oak · Silver Oak, LLC · So LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael M
Series 66
San Francisco, CA
So Llc
Michael Madsen is a financial advisor at So LLC with a Series 66 designation and less than one year of industry experience. His prior work history includes positions at Equitable Advisors, LLC, and Bull Frog Spas. Silver Oak provides estate and trust planning, standalone financial planning consultations, and portfolio management services for institutions, businesses, startups, families, and individuals. The firm employs a combination of technical, fundamental, and quantitative analysis, including AI-generated signals verified by mathematical models, to guide portfolio construction and management.
Allyn A
Series 65, Series 66
San Francisco, CA
So Llc
Allyn Alves is a financial advisor with So LLC holding Series 65 and Series 66 credentials and one year of industry experience. Prior to joining Silver Oak, LLC, Allyn worked in various roles including at Primerica and Liberty Mutual. Outside of finance, Allyn is the founder and sole member of Boston Games LLC, a video game development company that has been inactive for several years. Silver Oak provides estate and trust planning, standalone financial consultations, and portfolio management for institutions, businesses, startups, families, and individuals. The firm employs technical, fundamental, and quantitative analyses, including AI-generated signals, to guide portfolio construction and management with a focus on trust-related services.
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