Socrates Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Socrates Financial Planning provides fee-only financial planning to individuals, high-net-worth clients, charitable organizations, and businesses, delivering written financial plans and both project-based and ongoing planning engagements. Services described in the brochure include retirement planning, cash‑flow and debt analysis, investment analysis, estate planning, insurance review, tax‑planning recommendations, and referrals to third‑party professionals.
The firm’s work is centered on comprehensive financial planning rather than discretionary asset management; investment recommendations are grounded in modern portfolio theory, passive ETF/mutual fund analysis, and asset allocation principles, but the firm does not manage or custody client assets. Clients are expected to implement recommendations with their chosen custodians while the adviser provides monitoring, updates, and implementation guidance as part of ongoing engagements.
Distinctive aspects include the firm’s explicit absence of portfolio management services for individuals and its avoidance of percentage‑of‑AUM billing—opting instead for project fees, hourly work, and recurring fixed planning fees, which is less common among independent advisers. Additional noteworthy features in the brochure are the principal’s CFP® credential and academic background and the firm’s public education outreach via the YouTube channel “DIY Retirement with Professor G,” unusual activities for a small, recently formed planning practice.
Client services
Expertise
Fee options
Fixed fees for project-based financial planning ranging from $1,000 to $10,000; ongoing financial planning recurring fixed fees from $300 to $1,000 per month.
$200 per hour for project-based financial planning.
Fee-only: Fixed fees: $1,000 to $10,000 for project-based financial planning; ongoing financial planning fixed fees range from $300 to $1,000 monthly.
Main office
Jenison MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Socrates Financial Planning · Socrates Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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