Solid Oak Advisory

Solid Oak Advisory provides investment management, comprehensive financial planning, and retirement-plan advisory to individuals, high‑net‑worth clients, businesses, trusts, and employer plan sponsors. The firm also facilitates introductions to third‑party professionals (tax, accounting, legal) and offers ongoing employee benefit plan services in addition to one‑on‑one planning engagements.

Portfolios are tailored and typically managed on a discretionary basis using a liability‑focused cash‑matching approach for income needs and an asset‑class framework for equities, with a preference for passive implementations where appropriate. The firm implements models and outside managers via a custodial Model Marketplace, integrates tax‑management tools and periodic tax‑loss harvesting, and may use bonds, annuities, structured products or private investments to ladder assets to future liabilities.

Distinctively for a small, state‑registered solo advisory firm, Solid Oak acts as the general partner to a private equity special‑purpose vehicle that it may recommend to accredited clients, while also maintaining an affiliated tax‑preparation business and licensed insurance activities. The combination of private fund GP activity, an affiliated accounting/tax practice with client fee accommodations, insurance sales capability, and ongoing 401(k)/pension consulting is uncommon among peers and is disclosed by the firm as potential conflicts it manages under its fiduciary policies.