Solidity Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial planning and discretionary investment management to individuals, families, trusts, estates, foundations and small businesses. It operates as a fee‑only registered investment adviser and manages roughly $73 million in client assets, placing client assets with a major qualified custodian.
Investment approach centers on a low‑cost, passive strategic core built with index mutual funds and ETFs, supplemented by tactical asset management and select active managers when additional value is identified; the firm uses both fundamental and technical analysis for tactical decisions. The adviser emphasizes risk management, minimizing investment expenses, and acts as a fiduciary when advising retirement accounts.
Distinctive features include a very small advisory team—two advisory professionals—serving about 250 clients, which results in a higher client load per advisor than is typical among peers, and the firm maintains constructive custody by directly deducting fees from client accounts. The firm is affiliated under common ownership with a tax‑preparation business (with disclosed reciprocal referrals and no referral fees) and has recently changed its engagement options by eliminating hourly work and adding a fixed‑fee comprehensive wealth management offering.
Client services
Expertise
Fee options
Comprehensive Wealth Management Services fixed fee up to $150,000 annually, negotiable.
Negotiated percentage, up to 2% annually
Fee-only: Fee-only compensation; no commissions, referral fees, or other benefits; management fees only.
Main office
520 West Highway 96, Suite 300
Shoreview MN 55126
Advisors at this office
2
Most active in
Iowa · Minnesota · Texas · Wisconsin
Also doing business as
Birch River Financial Services, LLC · Solidity Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Charles S
Series 65, Series 66
Shoreview, MN
Solidity Financial LLC
Charles Scott is a financial advisor at Solidity Financial LLC with Series 65 and Series 66 credentials and three years of industry experience. His work history includes roles at Kestra Advisory Services, LLC, Solidity Financial LLC, Solidity Tax, LLC, Augsburg University, and U.S. Bancorp Investments, Inc. Solidity Financial LLC provides comprehensive financial planning and discretionary investment management to individuals, families, trusts, estates, foundations, and small businesses. The firm uses a low-cost, passive strategic core supplemented by tactical asset management and emphasizes risk management and fiduciary duty in retirement account advising.
Brandon W
CFP®, Series 65, Series 66
Shoreview, MN
Solidity Financial LLC
Brandon Wood is a CFP® with 18 years of industry experience, currently serving as an advisor at Solidity Financial LLC. His prior roles include positions at Kestra Advisory, Securus Wealth Management, and Cambridge Investment Research. Wood owns a tax preparation business, Solidity Tax, LLC, although he is not actively involved in its day-to-day operations. Solidity Financial LLC provides comprehensive financial planning and discretionary investment management to individuals, families, trusts, estates, foundations, and small businesses. The firm employs a low-cost, passive strategic core investment approach supplemented by tactical asset management and select active managers, emphasizing risk management and fiduciary responsibility.
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