Cincinnati, OH Montgomery Rd Office

Souders Financial Advisors provides wealth management, financial planning, portfolio management, retirement income planning, insurance and education planning, and estate/legacy services to individuals (including high-net-worth clients), trusts, pension and other ERISA plans, and foundations. The firm also offers corporate retirement plan consulting and participant education and makes trust administrative services available through Schwab Administrative Trust Services.

The firm’s investment process starts with a financial plan that informs model portfolios and customized asset allocation, emphasizing diversification, quality investments, and income generation alongside goal- and time-horizon-based risk assessment rather than relying on risk tolerance alone. Portfolio implementation combines team-based perspectives with both longer-term and shorter-term trading strategies and is typically executed through accounts held at Charles Schwab.

Distinctive features disclosed in the brochure include that Souders is a privately owned, multi-advisor firm managing roughly $1.41 billion and operating under multiple DBAs (Souders Financial Group; Strategic Capital Advisers; Bonaventura Wealth Advisors; ClearPoint Advisors), and that some portfolio managers also serve as licensed insurance agents, registered representatives of a broker-dealer, or solicitors—creating potential conflicts that are disclosed. The firm also recommends unaffiliated private investments in which employees may invest, does not vote client proxies (clients retain proxy-voting responsibility), and generally does not require a minimum account size.