Sound Asset Management, Inc.

Sound Asset Management serves individuals — including high‑net‑worth clients — as well as pension and profit‑sharing plans, trusts, estates and small businesses, delivering personalized financial planning and investment management on a fee‑only basis. Services include comprehensive planning (cash flow, retirement, tax and estate planning) and implementation of investment recommendations through advisory and supervisory arrangements.

The firm emphasizes strategic asset allocation and global diversification, typically investing in no‑load or low‑load mutual funds and ETFs and, when appropriate, individual stocks and bonds, using discount brokers or fund companies for execution. Client objectives are documented in investment policy statements and accounts are managed both discretionary and non‑discretionary, with assets held at third‑party custodians under clients’ control.

Noteworthy features for a firm of this size include a small advisory team managing a relatively concentrated client base, producing a high average asset per client and a near‑even split between discretionary and non‑discretionary assets, which suggests tailored service models. The firm is strictly fee‑only (no commissions), does not routinely vote clients’ proxies, and routinely coordinates planning that can extend to clients’ family matters while maintaining an affiliation with an accounting firm and a major custodian.