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Sound Financial Advisors, Inc.

Updated today

Client assets under management

$23,863,900

Clients

46

17% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

23

Low

Average account size

$518,780

About

Sound Financial Advisors provides investment advisory services to individuals (including high‑net‑worth clients) and to trusts, estates, and charitable organizations, and also offers standalone financial planning and consulting engagements. The firm conducts portfolio management exclusively through a third‑party platform while delivering planning and consultative work directly to clients.

The firm’s advisory work is built around the AssetMark platform’s model allocations created by independent investment strategists; advisors assist clients in selecting a risk/return objective and a strategist, and accounts are invested and adjusted to follow the chosen model rather than tailored security-by-security to individual circumstances. For certain solutions the firm introduces clients to third‑party discretionary managers and conducts ongoing monitoring of those managers’ holdings, strategies and risks as part of periodic reviews.

Noteworthy differences versus many peers include the firm’s small scale (two advisors and under $20 million in reported assets) and its requirement that clients use the recommended custodians to access the platform rather than permitting wider custodian choice. The firm also discloses that its principal is licensed to sell insurance (a potential conflict disclosed in the brochure) and generally does not accept proxy‑voting authority for client securities, leaving proxy votes to clients or third‑party managers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.)

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Fee options

Project-based

Maximum $125 per hour for financial planning and consulting services.

Other

Fee-only: Hourly fees up to $125 per hour; no retainer exceeding $500 when services cannot be rendered within 6 months.

Main office location

Sound Financial Advisors, Inc.

Port Orchard WA, United States

Number of offices

2

Most active in

Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ryan H

Series 63, Series 65

Cle Elum, WA

Sound Financial Advisors, Inc.

Ryan Hurley is a financial advisor at Sound Financial Advisors, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise Financial Services Inc. since 2017, following five years at Fs2 Capital Partners, LLC. Outside of his advisory role, he serves as Vice President of Investor Services at Sound Capital Loans, focusing on residential construction lending and managing private credit funds. Sound Financial Advisors provides investment advisory services to individuals, trusts, estates, and charitable organizations, offering portfolio management through a third-party platform combined with direct financial planning and consulting. The firm employs model allocations from independent strategists and emphasizes ongoing monitoring of third-party discretionary managers for certain solutions.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.)
user avatar

Susan R

Series 63, Series 65

Port Orchard, WA

Sound Financial Advisors, Inc.

Susan Risner is a financial advisor at Sound Financial Advisors, Inc. with 39 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Sound Financial Advisors since 1996 and Kms Financial Services, Inc. since 1999. She is also licensed as an insurance agent, providing long-term care, disability, and other insurance product sales and service. Sound Financial Advisors serves individuals, trusts, estates, and charitable organizations, offering investment advisory services primarily through the AssetMark platform’s model allocations. The firm focuses on portfolio management via third-party platforms while delivering financial planning and consulting directly to clients.

General retirement planning Charitable giving & philanthropy College savings (529s, UTMA, etc.)
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